The North Carolina Court of Appeals revived 41 breach of contract lawsuits brought by Piedmont Roofing Services after insurers refused full payment for completed storm repairs. While the court upheld the dismissal of bad faith allegations, it reinstated contract claims and requests to validate post-loss policy transfers. Insurers argued that homeowners failed to obtain required written consent or complete approved inspections before assigning their rights. The majority panel determined these factual disputes should be resolved during pre-trial evidence discovery rather than through early dismissals.
Key points
The revived lawsuits return to the trial court to resolve remaining factual issues throug…: The revived lawsuits return to the trial court to resolve remaining factual issues through the evidence-gathering process.
Insurers contend that post-loss policy transfers require prior written approval or an ins…: Insurers contend that post-loss policy transfers require prior written approval or an inspection by an approved claims adjuster.
The appellate ruling allows the roofing contractor another legal opportunity to seek full…: The appellate ruling allows the roofing contractor another legal opportunity to seek full compensation for completed storm damage repairs.
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A North Carolina appeals court has given new life to a major legal fight over storm damage repair payments. The court has brought back dozens of breach of contract lawsuits filed by a local roofing company against several major insurance providers. The North Carolina Court of Appeals ruled on 4 November 2026 to overturn earlier decisions that had dismissed the claims brought by Piedmont Roofing Services. According to court records and reports from Insurance Business, the roofing company had repaired dozens of homes damaged by storms after homeowners transferred their insurance policy rights to the business. When several major insurance companies refused to pay the full amounts for the completed repairs, the company filed a series of lawsuits in Mecklenburg County. The appeals court's decision brings back an important legal fight over the transfer of insurance claims after property damage and the rights of repair contractors across North Carolina.
Ruling gives roofing company another chance
Piedmont Roofing Services filed 42 separate lawsuits against a group of major property insurers, including State Farm, Allstate, Nationwide, Travelers, and USAA. Forty-one of these…
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