Rao spent nearly a decade settling an ISB education loan that escalated from an initial Rs 26 lakh to Rs 43 lakh. Unlike peers who repaid their loans within two to four years, her timeline stretched due to a failed venture, a year without earnings, and withheld maternity benefits from an associated startup. Her journey concluded at the bank alongside her three-and-a-half-year-old son, who playfully commemorated the visit by touching the security guard's firearm.
Key points
Managing household expenses without familial financial backing substantially prolonged he…: Managing household expenses without familial financial backing substantially prolonged her education loan repayment compared to peers.
Navigating unpaid maternity leave and a failed business venture created significant gaps…: Navigating unpaid maternity leave and a failed business venture created significant gaps in her earning stability.
Achieving complete debt freedom has enabled her to establish an independent coaching prac…: Achieving complete debt freedom has enabled her to establish an independent coaching practice and specialized impact programmes.
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In a LinkedIn post, Rao shared how she had spent eight years working towards becoming debt-free, a journey that looked very different from that of some of her former classmates at the Indian School of Business (ISB). While several of them managed to repay their education loans within two to four years, it took her considerably longer.
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For Rao, the achievement was not simply about paying back borrowed money. It was also about overcoming circumstances that made the journey more challenging.
Bengaluru woman's journey to financial independence began at 18
Rao revealed that she stopped receiving financial support from her father when she was 18. During her college years, her sister helped her with pocket money and continues to be a source of support.Read more - No longer just non-AC train: Indian Railways' first Amrit Bharat Express 3.0 with AC coaches hits tracks between Delhi and…
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