Painting, Flooring, Roof Repairs: Civic Body Lists Works That Need No Building Permit

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• ‘I’ve been exactly where they are’

  In 2019, Monette, a 42-year-old Filipina, faced severe financial and emotional distress due to debt and harassment from a loan shark. Her employer repeatedly sent food delivery riders to her home, and she was forced to lie about the deliveries to avoid further harassment. She was eventually referred to Blessed Grace Social Services and Pastor Billy Lee, who helped her contact the Ministry of Manpower.

  1 min read
• Scammed, shaken, and starting over

  ### Scammed, Shaken, and Starting Over Bayani, a 23-year-old Indonesian domestic worker, faced financial ruin and emotional turmoil after being scammed. She opened a shop and saved enough to support her family, but the pandemic closed her shop and forced her back to Singapore. She rebuilt her life with a kinder employer, gained a caregiving diploma, and now advises other domestic workers to avoid scams and plan for the future.

  3 min read
• Ohio court upholds bank's right to foreclose after 3 loan modifications

  An Ohio appeals court has upheld a lender's right to enforce a $449,905 foreclosure judgment against a home, ending a 17-year legal and financial dispute involving three loan modifications. The ruling confirms that signing a loan modification that refers to an existing mortgage makes the homeowner personally responsible for the revised terms, and confirms ownership of the property passed directly to the homeowner after her husband's death. The appeals court upheld the lower court's summary judgment, allowing the s…

  2 min read