Politics1 min read

‘Nobody else is going to save us’: the direct action group taking on the UK’s banks, bailiffs and water firms

By · Via The Guardian Money · Published by Everything Blog

In short

Acorn's national Dignity Not Debt campaign mobilised nine protests on 20 August targeting regional water suppliers over their billing and enforcement measures. The actions compelled Yorkshire Water to stop using bailiffs against vulnerable clients, while Welsh Water and United Utilities agreed not to use artificial intelligence in debt management. Additionally, Severn Trent agreed to look into writing off customer debts accumulated since September 2021 and widening bill discounts for low-income homes. This strategy builds on the union's previous successes, which include altering restrictive mortgage terms across dozens of TSB bank branches.

Key points

  • Grassroots direct action can successfully compel utility providers to reform aggressive d…: Grassroots direct action can successfully compel utility providers to reform aggressive debt-collection practices.
  • Democratic member voting allows local billing and housing disputes to scale into nationwi…: Democratic member voting allows local billing and housing disputes to scale into nationwide corporate campaigns.
  • Activists are increasingly targeting banks, utility firms, and councils directly because…: Activists are increasingly targeting banks, utility firms, and councils directly because standard democratic processes fail to curb rising living costs.

Sources checked by our analysis pipeline: 1

Yasmin didn’t expect to find herself sitting across a negotiating table from executives at one of Britain’s biggest water companies. But her growing frustration with her water bills had led her to launch a national campaign.

The 34-year-old single mother from Manchester had endured unexplained charges and a nine-month wait for a water meter. She went to the community union Acorn to propose a campaign that would in time force four major water companies into negotiations. United Utilities eventually apologised for its handling of her case and credited £250 to her account.

It is the latest in a series of direct actions by Acorn targeting the cost-of-living crisis, from challenging councils over bailiffs to confronting banks over housing policies. Rather than wait for government intervention, members say they are taking matters into their own hands and forcing powerful institutions to negotiate directly with them.

“Joining the union has given me so much confidence,” Yasmin said. “Because nobody else is going to save us. We can only save ourselves, right? And save each other.”

Founded in Bristol in 2014, Acorn began…

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