Commercial lenders including IndusInd Bank and Punjab National Bank are updating their fee structures to penalize non-financial cheque bounces, failed debit payments, and various credit card services. Concurrently, tax authorities extended the return filing deadline to November 21, 2026, for specific qualifying groups following a prior adjustment to audit report timelines. Government pensioners must also act during November to complete their annual verification processes or risk losing ongoing benefits.
Key points
Selected taxpayers have until November 21, 2026, to complete their returns for Assessment…: Selected taxpayers have until November 21, 2026, to complete their returns for Assessment Year 2026-27.
IndusInd savings account holders must pay Rs 50 for every cheque that bounces due to non-…: IndusInd savings account holders must pay Rs 50 for every cheque that bounces due to non-financial reasons.
All eligible government pensioners must submit their mandatory life certificates before t…: All eligible government pensioners must submit their mandatory life certificates before the November 30 deadline to prevent stopped disbursements.
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There are several changes in banking and financial sectors that will come into effect on November 1, 2026. IndusInd Bank will increase charges on failed savings account transactions; PNB will be making credit card service charge tweaks; certain taxpayers will have income tax return (ITR) deadlines and pensioners can submit their annual life certificates in November.
Here are the important changes and the deadlines to keep an eye on.
For pensioners who are 80 years of age and above, life certificate submission started can be submitted from October 1, 2026.
However, the life certificate submission for other pensioners will start from November 1, 2026. Pensioners of 80 years and above age can continue submitting their life certificates.
All eligible pensioners are required to submit their life certificates by November 30, 2026. Otherwise, their pension payments may be stalled.
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However, not all taxpayers are covered by the extension. Those wanting to avail of the extended deadline need to check the notification…
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