The wealth profile of Americans aged 30 to 33 shows substantial inequality, highlighted by an average net worth of $88,400 that outpaces the $68,000 median due to high-end earners. Across life stages, baseline wealth expands steadily from $17,000 for adults aged 22 to 25 up to $485,000 for households 65 and older. Geographic factors also play a measurable role, with 30-to-33-year-olds in San Francisco posting a median wealth of $99,000 compared to $75,000 in Chicago. The data accounts for total assets like retirement savings and home equity balanced against liabilities including credit cards and mortgages.
Key points
Household net worth climbs consistently alongside age, beginning at $17,000 for adults ag…: Household net worth climbs consistently alongside age, beginning at $17,000 for adults aged 22 to 25.
Geographic location drives substantial wealth variance for young adults, with San Francis…: Geographic location drives substantial wealth variance for young adults, with San Francisco leading major metropolitan areas at $99,000.
Top-end wealth accumulation skews the age group average significantly higher than the med…: Top-end wealth accumulation skews the age group average significantly higher than the median for adults aged 30 to 33.
Sources checked by our analysis pipeline: 1
Net worth for people aged 30–33 in the U.S.
Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.
Half of people aged 30–33 in the U.S. have a net worth above $68,000. Reaching the upper quarter takes about $235,000, and the top 10% starts at $440,000 — roughly 6.5× the median. The lower quarter sits below $7,100, and the bottom 10% is negative — more owed than owned.
The full distribution
Percentile | Net worth | What it means |
---|---|---|
Bottom 10% | −$5,500 | 9 in 10 are above this |
Lower quarter | $7,100 | 25th percentile |
Median | $68,000 | half above, half below |
Upper quarter | $235,000 | 75th percentile |
Top 10% | $440,000 | only 1 in 10 is above this |
Average (mean) | $88,400 | pulled up by the top end — the median is the better "typical" |
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