Four things to note from Friday's US jobs report - Reuters

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• FD rate up to 8.6% for senior citizens for 5 yr term

  Lucrative returns of up to 8.6% are currently available to retirees aged 60 and above on deposits capped at Rs 3 crore. However, financial experts recommend capping investments in small finance banks at the official Rs 5 lakh insurance threshold to counter model-specific business risks. Account holders must also navigate specific self-declaration procedures to prevent mandatory tax withholding on their annual earnings.

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• US stocks: Wall street bounces back after hitting 18-month low as chipmakers rally

  Technology investors stepped in to buy battered assets following a massive global selloff triggered by fears of stringent artificial intelligence regulations after recent Democratic election victories. While major domestic indexes managed to regain ground before the weekend, persistent policy threats such as data center restrictions in Texas continue to cloud infrastructure spending. The modest recovery provided a temporary reprieve, yet broader market sentiment remains fragile due to high capital costs and foreig…

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• Ankur Warikoo shares 3 money rules he follows for his retired parents

  The framework focuses on preserving parental dignity and autonomy rather than treating elderly family members as financial dependents. By formalizing support through independent allowances, experiences, and preemptive utility upgrades, adult children can eliminate the awkwardness of aging parents having to ask for money. This strategy highlights a practical approach to eldercare that balances proactive financial aid with personal freedom.

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