Artificial Intelligence1 min read

ChatGPT Wallet lets OpenAI’s Dots agents make purchases for you

By · Via The Verge · Published by Everything Blog

In short

The tool is currently rolling out to adult ChatGPT Pro subscribers in the United States using select domestic payment cards. While agents must currently check in with users before finalizing transactions, OpenAI eventually plans to enable fully delegated shopping governed by custom spending limits and timeframes. Successful broad deployment will require online retailers to permit the automated agents and adapt their payment risk infrastructure to validate non-human purchases.

Key points

  • OpenAI is turning conversational assistants into functional purchasing agents capable of…: OpenAI is turning conversational assistants into functional purchasing agents capable of direct online consumer spending.
  • The company intends to shift from mandatory real-time approvals to automated transactions…: The company intends to shift from mandatory real-time approvals to automated transactions based on pre-set user budgets and categories.
  • Widespread utility of automated shopping will depend heavily on online merchants actively…: Widespread utility of automated shopping will depend heavily on online merchants actively accommodating automated buyer traffic instead of blocking it.

Sources checked by our analysis pipeline: 1

After launching its Dots AI agents platform earlier this year, OpenAI is launching a wallet for the agents. ChatGPT Wallet is rolling out starting today for ChatGPT Pro subscribers in the US aged 18 and older using a US billing address and “eligible US-issued American Express, Chase, Mastercard and Visa cards.”

ChatGPT Wallet lets OpenAI’s Dots agents make purchases for you

OpenAI says ChatGPT Wallet won’t share your actual credit card info with its AI agents.

OpenAI says ChatGPT Wallet won’t share your actual credit card info with its AI agents.

After adding a card to the wallet, your Dots agents can use it to buy things in response to your prompts, but they’ll check in with you each time before checking out. OpenAI’s support page says every purchase with ChatGPT Wallet requires a security check with biometric verification like Face ID or a fingerprint scan.

After you review the AI agent’s purchase and sign off on it, OpenAI says that, similar to using tap to pay, Apple Pay, or Google Wallet, it substitutes your credit card details with a…

Artificial Intelligence