The couple incurs substantial recurring costs, led by housing maintenance and an annual vacation expenditure of Rs 9 lakh that averages out to Rs 75,000 monthly. In contrast, entry-level IT professionals at major firms like TCS and Infosys earn roughly Rs 28,000 to Rs 30,000 a month before deductions. Their routine grocery bills also reach up to Rs 14,000, heavily influenced by high-protein food choices. To manage these combined finances, they rely on digital spreadsheets and tracking apps rather than settling individual debts.
Key points
The household's monthly rent alone is more than double the entire pre-deduction monthly s…: The household's monthly rent alone is more than double the entire pre-deduction monthly salary of an entry-level software engineer.
Everyday expenses are tracked jointly without settling debts by utilizing basic applicati…: Everyday expenses are tracked jointly without settling debts by utilizing basic applications like Excel, Money Manager, or Spendee.
Entry-level IT recruits earn annual CTC packages near Rs 3.6 lakh, highlighting massive i…: Entry-level IT recruits earn annual CTC packages near Rs 3.6 lakh, highlighting massive income disparity compared to senior tech professionals.
Sources checked by our analysis pipeline: 1
In Bengaluru, a monthly budget of Rs 1.73 lakh may sound extraordinary to some young professionals, while for another household, even earning Rs 25,000 a month can mean carefully balancing rent, food and transport. That contrast has drawn attention after a Bengaluru couple, Shubhi and her husband, shared a breakdown of their household expenses on social media. Both are senior software engineers, and their monthly spending reportedly comes to around Rs 1.7 lakh. The figure includes everyday costs such as rent and groceries, but one category stands out: travel.
The couple spends approximately Rs 9 lakh a year on trips. Averaged across 12 months, that comes to Rs 75,000 a month. It is a striking amount, especially when viewed alongside the starting salaries offered to many entry-level employees in the IT sector. Their account is not a picture of every Bengaluru household. Instead, it offers a glimpse of how differently two people working in the same city can experience its cost of living.
Where does Rs 1.73 lakh go every month?
The couple’s largest fixed expense is their home. They…
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