Finance1 min read

Bank of Baroda raises FD interest rates to up to 6.85%

By · Published by Everything Blog

In short

Under the revised bob Golden Goal deposit Scheme, the 555-day tenure provides returns of 6.85% for general citizens, 7.35% for senior citizens, and 7.45% for super senior citizens. Across standard periods ranging from seven days to 10 years, baseline rates now span from 3.5% to 6.85%. Depositors seeking alternative tenures can also utilize the 444-day bob Square Drive Deposit Scheme, which delivers yields of 6.45% for general investors and 6.95% for seniors. The adjustment places Bank of Baroda among a broader group of lenders actively updating deposit pricing.

Key points

  • The 555-day maturity now represents Bank of Baroda's highest-yielding fixed deposit optio…: The 555-day maturity now represents Bank of Baroda's highest-yielding fixed deposit option across all offered tenures.
  • The 444-day bob Square Drive Deposit Scheme provides the second-highest return, deliverin…: The 444-day bob Square Drive Deposit Scheme provides the second-highest return, delivering 6.45% for general depositors and 6.95% for seniors.
  • Multiple institutions including Indian Overseas Bank, HDFC Bank, ICICI Bank, and Kotak Ma…: Multiple institutions including Indian Overseas Bank, HDFC Bank, ICICI Bank, and Kotak Mahindra Bank also revised deposit terms during November.

Sources checked by our analysis pipeline: 1

Bank of Baroda has increased the interest rate on its 555-day special deposit (FD) scheme by 10 basis points (bps), helping depositors earn more interest. The revised Bank of Baroda FD interest rate came into effect on November 11, 2026.

Bank of Baroda is among several lenders, including Indian Overseas Bank, HDFC Bank, ICICI Bank and Kotak Mahindra Bank, that have revised their FD interest rates in November this year.

Following the revision, Bank of Baroda is offering a maximum FD interest rate of 6.85% to general citizens, 7.35% to senior citizens and 7.45% to super senior citizens on the 555-day FD, known as the bob GOlden Goal deposit Scheme (555 days). Earlier, the bank offered a 6.75% rate on the same tenure to the general public.

Also read: Indian Overseas Bank revises FD interest rates: 6.75% rate on 444-day deposits, rate cut on 180–269 day FDs

Latest Bank of Baroda senior citizens FD interest rates

After revision the bank offers FD interest rates between 4% and 7.35% on tenures ranging from 7 days to 10 years. The highest FD…

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