The regional bank holiday impacts institutions like State Bank of India, HDFC Bank, and ICICI Bank across Gujarat, Maharashtra, Karnataka, Uttarakhand, and Sikkim. In-branch teller transactions and administrative services are suspended while these areas celebrate Govardhan Puja, Laxmi Puja, and related festivals. Meanwhile, digital systems like UPI, internet banking, and mobile applications will function continuously to prevent disruption. In addition, automated teller machines remain open for physical cash withdrawals, provided machines are stocked and individual account limits permit.
Key points
Customers can continue to use electronic payment services, including mobile applications…: Customers can continue to use electronic payment services, including mobile applications and UPI platforms, without interruption.
Automated teller machines and card payments will remain functional, though cash withdrawa…: Automated teller machines and card payments will remain functional, though cash withdrawals depend on machine availability and limits.
The closure equally impacts major national lenders, including both State Bank of India an…: The closure equally impacts major national lenders, including both State Bank of India and private firms like HDFC Bank.
Sources checked by our analysis pipeline: 1
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Bank customers planning to visit their branches today (November 10, 2026, Tuesday), should check the holiday schedule before stepping out. Banks will remain closed in several states on Tuesday on account of Bali Pratipada, which is also observed as Diwali, Govardhan Puja and the Gujarati New Year in different parts of the country.
The bank holiday may impact customers planning to deposit or withdraw cash, update account details or complete other branch-related work. However, digital banking services will continue to be available during the holiday.
The holiday is observed under different names across these states, including Diwali (Bali Pratipada), Deepawali (Govardhan Puja), Laxmi Puja and Vikram Samvat New Year Day.
Customers of public and private sector banks, including State Bank of India (SBI), HDFC Bank, ICICI Bank and other lenders, will not be able to carry out routine branch transactions in these states on November 10.
Unified Payment Interface (UPI) payments and fund transfers, internet banking and mobile banking, automated teller machine (ATM) cash withdrawals, subject to available cash and withdrawal limits. Debit and credit card transactions. Balance enquiries…
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